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Home ownership is the American dream

Turnkey homes ready for immediate occupancy


Our family’s goal to provide new, state-of-the-art factory-built homes to fit any budget remains the same after more than 6 decades of being in business. Our family has been providing homes in beautiful neighborhoods at affordable prices since 1956. With more choices available to the homeowner and new factory-built homes on the market how do you find the right fit? Walk through our model homes and note the features that are important to you. We have a home for any buyer and you have the opportunity to personalize any new home with a long list of custom features and options.


Find your dream home today

Beginning in 1973, Homes of Merit has built itself as one of the largest and most respected manufactured and modular home companies in Florida. Having joined the Champion Homes family in 1999, they have become one of the leaders in the industry, thanks to their more innovative features, home styles, and personalized floor plans.

Being considered one of the oldest and largest manufactured home builder, Jacobsen Homes is both a reliable and experience builder for many of our homes. Founded in 1959, they made it their goal to use only the best, quality building materials for their expertly crafted homes.

Manufactured Beautifully

Ideal for a 55+ active lifestyle

The homes Champion and Jacobsen builds are professionally designed and engineered – built by craftsmen to meet exacting national, state and local building codes. They’re also inspected at every phase of the construction process to ensure our unparalleled quality standards are met.

Champion Homes are expertly designed

Jacobsen Homes features spacious floor plans and attractive designs

Our residents take pride in the appearance of their homes

Take a look and see what your dream home could possibly be

DISCLAIMER: These images have been virtually staged, but accurately represent what your rooms could look like based on their dimensions. Please speak with the community manager for more information on available lot sizes andcustom home details.

How Champion Compares

Factory built home Site built home
Building Materials are Protected From The Elements: Factory built homes are built off site in a controlled manufacturing environment. Each home is built in sections and then transported to the site where they are installed and completed by professional installers. Approximately 80% – 90% of factory built construction takes place indoors where materials are protected from the elements. Building materials are exposed to the weather; rain.
Stronger More Durable Structure: In a manufacturing facility, craftsmen have access to tools, jigs, tables and material handling equipment. These tools and equipment allow the manufacturer to fabricate high quality, stronger, more durable structures. A number of tools and equipment are not viable in the field on a construction site. Some site built homes are only built to minimum local construction specifications.
Champion Promotes “Green Construction”: Champion identifies practices and materials that reduce a home’s burden on the environment. These practices also typically result in homes that are more comfortable, healthier and more economical to operate. Not all site built homes promote Green Construction.
Tighter More Energy Efficient Structure: Through a combination of higher insulation requirements, low “E” windows, a tight building envelope, and high efficiency heating and cooling systems, factory built-homes can be 20–30% more energy efficient than standard homes. Many Champion Homes come standard with many Energy Star features to further reduce energy usage and save you money over the life of your house. In some cases site built homes only install 2” x 4” sidewalls, and include R-11 insulation.
Resource Efficiency: Creating resource efficient designs and using resource efficient materials can maximize function while optimizing the use of natural resources. Resource efficiency is also about reducing jobsite waste. Creating an effective construction waste management plan and taking advantage of available recycling facilities and markets for recyclable materials, waste can be reduced by at least two-thirds, creating potential cost savings and reducing the burden on landfill space. Factory built construction processes carefully manage resource usage and maximize recycling. Most on site built homes do not utilize resource efficiency.
Construction Speed: Building the sections for most homes is usually complete within 60 days of the order date; you have a specified time line for the completion and delivery of the home. In many cases the completion date depends on: weather, availability of materials, and schedules of subcontractors.
Factory built home Site built home
Low Maintenance: Exterior that features vinyl siding; *Another industry standard that enhances the user friendly design of factory-built housing. Many surfaces require paint or stain.
Consistent, Well-Trained Workforce: Manufactured Home Builders have used factory assembly to improve the construction process by incorporating factory-assembled components such as pre-hung doors, windows, cabinet modules and roof trusses. Each work station is equipped with the tools and equipment needed to complete the work and increase the efficiency and quality of the workforce. High labor costs and inconsistent weather lead to inefficiencies.
Cost Reduction Practices: Buying in large quantities for building materials, interior features, and large appliances reduces costs. Better quality control increases efficiencies and leads to reduced labor costs. Climate control reduces construction cost. Advanced engineering techniques and construction methods leads to reduced costs. Custom site built homes lead to higher material and labor costs.
Quality Control: In addition to our own quality audits, third party federal or state inspectors inspect the modules at various points of the process and certify that each home exceeds the building code. Every Home is inspected over 35 times throughout the construction process to meet the appropriate national, state or local building codes. *The manufactured housing industry has been regulated by the Federal HUD Code (U.S. Department of Housing and Urban Development) since 1976! Building codes vary by city and state.
Competitive Mass Marketing and Distribution Sales Centers: Higher energy prices, as well as the increased awareness of numerous innovations, has led many consumers to take advantage of the savings and affordability of living in quality factory built homes. Compare for yourself the cost per square foot and how many amenities you can afford with factory built homes in a safe conveniently located residential community. Site Built homes have built-in high profits. Cost per square foot is much higher for a site built home compared to a factory-built home.


245 Wildwood Drive
St. Augustine, FL 32086

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Please call (888) 520-8815 to set up an appointment and a tour of the Community and see for yourself.


St. Augustine


Located in the legendary, historic resort town of St. Augustine, Florida, the area boasts approximately 42 miles of beautiful beaches, from the pristine coast of Ponte Vedra Beach to St. Augustine Beach’s lively surf and south to the wide sands of Crescent Beach. Moultrie Oaks also provides the convenience of being located approximately 1/3 of a mile west of U.S. 1at the Moultrie Square Publix Plaza. This means walking distance from shopping to dining!

Whether you are looking for a permanent or seasonal residence, Moultrie Oaks 55+ community should be your First Choice for an affordable, active Florida 55+ lifestyle on the First Coast.

Moultrie Oaks


Our Family has owned and managed communities since 1956. Our goal is to have the finest community with the best homes at the most affordable price!



245 Wildwood Drive
St. Augustine, FL 32086
(888) 520-8815

Our Office

Monday – Friday 9:00 AM — 5:00 PM
Saturday – Sunday Closed

Available after hours and weekends by appointment, call (888) 520-8815 to schedule a tour of community and view available homes for sale, or vacant sites to place your custom dream home.